Sunday, June 7, 2015

33 books to inspire your soul

Books on creativity are one of my favorite genres of book. Anytime I’m feeling uninspired or restless in my creative routine I seek out one of my favorite books or look for a new read to inspire me. Then there are times when it’s not so much a book on creativity that gets my heart pumping fast and the urge to create, but rather a book that looks at the world in an entirely new way or a book written by an author who dared to experiment and write in an unusual format. Books for creatives aren’t there to give us all of the answers or provide a solution to our creative blocks – they’re there to re-set the creative flow and remind us why we’re passionate for creating at all.

1.

Bittersweet: Thoughts on Change, Grace, and Learning the Hard Way – Shauna Niequist

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“Don’t get stuck. Move, travel, take a class, take a risk. There is a season for wildness and a season for settledness, and this is neither. This season is about becoming. Don’t lose yourself at happy hour, but don’t lose yourself on the corporate ladder either. Stop every once in a while and go out to coffee or climb in bed with your journal.
Ask yourself some good questions like: “Am I proud of the life I’m living? What have I tried this month? … Do the people I’m spending time with give me life, or make me feel small? Is there any brokenness in my life that’s keeping me from moving forward?”
Now is your time. Walk closely with people you love, and with people who believe … life is a grand adventure. Don’t get stuck in the past, and don’t try to fast-forward yourself into a future you haven’t yet earned. Give today all the love and intensity and courage you can, and keep traveling honestly along life’s path.”

 2

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“Be soft. Do not let the world make you hard. Do not let pain make you hate. Do not let the bitterness steal your sweetness. Take pride that even though the rest of the world may disagree, you still believe it to be a beautiful place.”

 3.

The Wisdom of Insecurity: A Message for an Age of Anxiety – Alan Watts

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“Tomorrow and plans for tomorrow can have no significance at all unless you are in full contact with the reality of the present, since it is in the present and only in the present that you live. There is no other reality than present reality, so that, even if one were to live for endless ages, to live for the future would be to miss the point everlastingly.”

4.

The Anatomy of Being – Shinji Moon

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“I look at you and see all the ways a soul can bruise, and I wish I could sink my hands into your flesh and light lanterns along your spine so you know that there’s nothing but light when I see you.”

5.

Beautiful Chaos – Robert M. Drake

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“To be human is to be broken and broken is its own kind of beautiful.”

6.

The Art of Happiness – The Dalai Lama

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“If you want others to be happy, practice compassion. If you want to be happy, practice compassion.”

7.

The Electric Kool-Aid Acid Test – Tom Wolfe

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“Everybody, everybody everywhere, has his own movie going, his own scenario, and everybody is acting his movie out like mad, only most people don’t know that is what they’re trapped by, their little script.”

8.

The Tibetan Book of Living and Dying – Sogyal Rinpoche and Patrick Gaffney

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“Perhaps the deepest reason why we are afraid of death is because we do not know who we are. We believe in a personal, unique, and separate identity — but if we dare to examine it, we find that this identity depends entirely on an endless collection of things to prop it up: our name, our “biography,” our partners, family, home, job, friends, credit cards… It is on their fragile and transient support that we rely for our security. So when they are all taken away, will we have any idea of who we really are?
Without our familiar props, we are faced with just ourselves, a person we do not know, an unnerving stranger with whom we have been living all the time but we never really wanted to meet. Isn’t that why we have tried to fill every moment of time with noise and activity, however boring or trivial, to ensure that we are never left in silence with this stranger on our own?”

9.

If This Isn’t Nice, What Is? Advice to the Young – Kurt Vonnegut

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“We have to continually be jumping off cliffs and developing our wings on the way down.”

10.

Bird by Bird – Anne Lamont

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“Writing and reading decrease our sense of isolation. They deepen and widen and expand our sense of life: they feed the soul. When writers make us shake our heads with the exactness of their prose and their truths, and even make us laugh about ourselves or life, our buoyancy is restored. We are given a shot at dancing with, or at least clapping along with, the absurdity of life, instead of being squashed by it over and over again. It’s like singing on a boat during a terrible storm at sea. You can’t stop the raging storm, but singing can change the hearts and spirits of the people who are together on that ship.”

11.

The Opposite Of Loneliness: Essays And Stories – Marina Keegan

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“I blame the Internet. Its inconsiderate inclusion of everything.Success is transparent and accessible, hanging down where it can tease but not touch us. We talk into these scratchy microphones and take extra photographs but I still feel like there are just SO MANY PEOPLE. Every day, 1,035.6 books are published; sixty-six million people update their status each morning. At night, aimlessly scrolling, I remind myself of elementary school murals. One person can make a difference! But the people asking me what I want to be when I grow up don’t want me to make a poster anymore. They want me to fill out forms and hand them rectangular cards that say HELLO THIS IS WHAT I DO.”

12.

Become What You Are – Alan Watts

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“A man does not really begin to be alive until he has lost himself, until he has released the anxious grasp which he normally holds upon his life, his property, his reputation and position.”

13.

Hunting Season – Beau Taplin

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“One day, whether you are 14, 28 or 65,
you will stumble upon someone who will start a fire in you that cannot die.
However, the saddest, most awful truth you will ever come to find––
is they are not always with whom we spend our lives”

14.

The Empathy Exams – Leslie Jamison

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“Empathy isn’t just something that happens to us – a meteor shower of synapses firing across the brain – it’s also a choice we make: to pay attention, to extend ourselves. It’s made of exertion, that dowdier cousin of impulse. Sometimes we care for another because we know we should, or because it’s asked for, but this doesn’t make our caring hollow. This confession of effort chafes against the notion that empathy should always rise unbidden, that genuine means the same thing as unwilled, that intentionality is the enemy of love. But I believe in intention and I believe in work. I believe in waking up in the middle of the night and packing our bags and leaving our worst selves for our better ones.”

15.

Writing Down The Bare Bones – Natalie Goldberg

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“Write what disturbs you, what you fear, what you have not been willing to speak about. Be willing to be split open.”

16.

Stumbling on Happiness – Daniel Gilbert

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“Perhaps the strangest thing about this illusion of control is not that it happens but that it seems to confer many of the psychological benefits of genuine control. In fact, the one group of people who seem generally immune to this illusion are the clinically depressed, who tend to estimate accurately the degree to which they can control events in most situation.”

17.

The Creative Habit: Learn It And Use It For Life – Twyla Tharp

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“I read for growth, firmly believing that what you are today and what you will be in five years depends on two things: the people you meet and the books you read.”

18.

Everything Is Illuminated – Jonathan Safran Foer

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“He awoke each morning with the desire to do right, to be a good and meaningful person, to be, as simple as it sounded and as impossible as it actually was, happy. And during the course of each day his heart would descend from his chest into his stomach. By early afternoon he was overcome by the feeling that nothing was right, or nothing was right for him, and by the desire to be alone. By evening he was fulfilled: alone in the magnitude of his grief, alone in his aimless guilt, alone even in his loneliness. I am not sad, he would repeat to himself over and over, I am not sad. As if he might one day convince himself. Or fool himself. Or convince others–the only thing worse than being sad is for others to know that you are sad. I am not sad. I am not sad. Because his life had unlimited potential for happiness, insofar as it was an empty white room. He would fall asleep with his heart at the foot of his bed, like some domesticated animal that was no part of him at all. And each morning he would wake with it again in the cupboard of his rib cage, having become a little heavier, a little weaker, but still pumping. And by the midafternoon he was again overcome with the desire to be somewhere else, someone else, someone else somewhere else. I am not sad.

19.

Contagious: Why Things Catch On – Jonah Berger

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“People don’t think in terms of information. They think in terms of narratives. But while people focus on the story itself, information comes along for the ride.”

20.

Jack Kerouac and Allen Ginsberg: The Letters

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“Some of my most neurotically fierce bitterness is the result of realizing how untrue people have become.”

21.

Chasers of the Light: Poems from the Typewriter Series – tyler knott gregson

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“I love you,
in ways
you’ve never been
loved,
for reasons you’ve never been
told,
for longer than you think you
deserved
and with more
than you will ever know existed
inside
me.”

22.

No Matter The Wreckage – Sarah Kay

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“Is there a word for the moment you win tug-of-war? When the weight gives, and all that extra rope comes hurtling towards you, how even though you’ve won, you still end up with muddy knees and burns on your hands? Is there a word for that? I wish there was.”

23.

The Year Without Pants: WordPress.com And The Future Of Work – Scott Berkun

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“Fear of this uncertainty motivates people to spin their wheels for days considering all the possible outcomes, calculating them in a spreadsheet using utility cost analysis or some other fancy method that even the guy who invented it doesn’t use. But all that analysis just keeps you on the sidelines. Often you’re better off flipping a coin and moving in any clear direction. Once you start moving, you get new data regardless of where you’re trying to go. And the new data makes the next decision and the next better than staying on the sidelines desperately trying to predict the future without that time machine.”

24.

The Lover’s Dictionary: A Novel – David Leviathan

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I want to take back at least half of the “I love you”s, because I didn’t mean them as much as the other ones. I want to take back the book of artsy photos I gave you, because you didn’t get it and said it was hipster trash. I want to take back what I said about you being an emotional zombie. I want to take back the time I called you “honey” in front of your sister and you looked like I had just shown her pictures of us having sex. I want to take back the wineglass I broke when I was mad, because it was a nice wineglass and the argument would have ended anyway. I want to take back the time we had sex in a rent-a-car, not because I feel bad about the people who got in the car after us, but because it was massively uncomfortable. I want to take back the trust I had while you were away in Austin. I want to take back the time I said you were a genius, because I was being sarcastic and I should have just said you’d hurt my feelings. I want to take back the secrets I told you so I can decide now whether to tell them to you again. I want to take back the piece of me that lies in you, to see if I truly miss it. I want to take back at least half the “I love you”s, because it feels safer that way.”

25.

The White Album – Joan Didion

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“We tell ourselves stories in order to live…We look for the sermon in the suicide, for the social or moral lesson in the murder of five. We interpret what we see, select the most workable of the multiple choices. We live entirely, especially if we are writers, by the imposition of a narrative line upon disparate images, by the “ideas” with which we have learned to freeze the shifting phantasmagoria which is our actual experience.”

26.

salt. – Nayyirah Waheed

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“you broke the ocean in half to be here. only to meet nothing that wants you. – immigrant”

27.

Steal Like An Artist: 10 Things No One Told You About Being Creative – Austin Kleon

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“If you ever find that you’re the most talented person in the room, you need to find another room.”

28.

Creative Confidence: Unleashing The Creative Potential Within Us All – Tom Kelly, David Kelly

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“I used to think that to make something happen in a corporation or in the army, you had to be at the higher ranks, to be a general. But you just need to start a movement.”

29.

Bossypants – Tina Fey

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“Do your thing and don’t care if they like it.”

30.

Fear And Loathing At Rolling Stone: The Essential Hunter S. Thompson

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“It was a Different Time. People were Friendly. We trusted each other. Hell, you could afford to get mixed up with wild strangers in those days — without fearing for your life, or your eyes, or your organs, or all of your money, or even getting locked up in prison forever. There was a sense of possibility. People were not so afraid, as they are now. You could run around naked without getting shot. You could check into a roadside motel on the outskirts of Ely or Winnemucca or Elko where you were lost in a midnight rainstorm — and nobody called the police on you, just to check out your credit and your employment history and your medical records and how many parking tickets you owed in California.”

31.

Show Your Work! 10 Ways To Share Your Creativity And Get Discovered – Austin Kleon

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“But now I realize that the only way to find your voice is to use it. It’s hardwired, built into you. Talk about the things you love. Your voice will follow.”

32.

The Brief Wondrous Life Of Oscar Wao – Junot Diaz

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“It’s never the changes we want that change everything.”

33.

Daring Greatly: How the Courage to Be Vulnerable Transforms The Way We Live, Love, Parent, And Lead – Brene Brown

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“Don’t try to win over the haters; you are not a jackass whisperer.” 

Wednesday, June 3, 2015

Sam Smith - I'm Not The Only One

Relentless. Quotes. IV

- I am telling you that because my advice is the same advice I pass along to you so you know it´s the truth:
 every dream you imagine, everything you see and hear and feel in your sleep, that's not a fantasy, that's your deep instinct telling you it can be all real. Follow those visions and dreams and desires and believe what you know. Only you can turn those dreams into reality. Never stop until you do.

-The greatest battles you will ever fight are with yourself and you must always be your toughest opponent.

-Always demand more of yourself than others demand of you. Be honest with yourself and you'll be able to meet every challenge with confidence and the deep belief that you are prepared for anything. Life can be complicated. The truth is not.

Thursday, May 14, 2015

Socrates. Quotes

1) “The only true wisdom is in knowing you know nothing.”

2) “The unexamined life is not worth living.”

3) “There is only one good, knowledge, and one evil, ignorance.”

4) “I cannot teach anybody anything. I can only make them think”

5) “Be kind, for everyone you meet is fighting a hard battle.”

6) “Strong minds discuss ideas, average minds discuss events, weak minds discuss people.”

7) “By all means marry; if you get a good wife, you’ll become happy; if you get a bad one, you’ll become a philosopher.”

8) “He who is not contented with what he has, would not be contented with what he would like to have.”

9) “If you don’t get what you want, you suffer; if you get what you don’t want, you suffer; even when you get exactly what you want, you still suffer because you can’t hold on to it forever. Your mind is your predicament. It wants to be free of change. Free of pain, free of the obligations of life and death. But change is law and no amount of pretending will alter that reality.”
10) “Sometimes you put walls up not to keep people out, but to see who cares enough to break them down.”

11) “Wonder is the beginning of wisdom.”

12) “To find yourself, think for yourself.”

13) “Education is the kindling of a flame, not the filling of a vessel.”

14) “Know thyself.”

15) “Let him who would move the world first move himself.”

16) “The secret of happiness, you see, is not found in seeking more, but in developing the capacity to enjoy less.”

17) “The secret of change is to focus all of your energy, not on fighting the old, but on building the new.”

18) “I am not an Athenian or a Greek, but a citizen of the world.”

19) “Prefer knowledge to wealth, for the one is transitory, the other perpetual.”

20) “understanding a question is half an answer”

21) “True wisdom comes to each of us when we realize how little we understand about life, ourselves, and the world around us”

22) “He is richest who is content with the least, for content is the wealth of nature.”

23) “To be is to do”

24) “The mind is everything; what you think you become”

Read more at http://expandedconsciousness.com/2015/05/12/these-24-socrates-quotes-will-make-you-question-life/#BYvup2tGdxiZfsrK.99

Sunday, May 10, 2015

Relaxing yourself


It's very easy; just breathe in through your nose for 4 seconds, hold it for 7 seconds, and exhale through your mouth for 8 seconds. This slows down your heart rate and it also releases chemicals in your brain that soothe you.
By using this breathing method, you counteract the natural effects of adrenaline. When you first begin, you may feel a bit uncomfortable, but as you continue, you will feel very relaxed, your heart rate slow and your mind clear. Give it a try tonight, and tell us what you think in the comments section below.

Wednesday, April 29, 2015

Airwave - Game Of Life

What If Money Was No Object? Alan Watts





Let’s suppose, I do this often in vocational guidance of students, they come to me and say, well, "we’re getting out of college and we have the faintest idea what we want to do". So I always ask the question, "what would you like to do if money were no object? How would you really enjoy spending your life?"

Well, it’s so amazing as a result of our kind of educational system, crowds of students say well, we’d like to be painters, we’d like to be poets, we’d like to be writers, but as everybody knows you can’t earn any money that way. Or another person says well, I’d like to live an out-of-doors life and ride horses. I said you want to teach in a riding school? Let’s go through with it. What do you want to do?
When we finally got down to something, which the individual says he really wants to do, I will say to him, you do that and forget the money, because, if you say that getting the money is the most important thing, you will spend your life completely wasting your time. You’ll be doing things you don’t like doing in order to go on living, that is to go on doing things you don’t like doing, which is stupid. Better to have a short life that is full of what you like doing than a long life spent in a miserable way.

And after all, if you do really like what you’re doing, it doesn’t matter what it is, you can eventually turn it – you could eventually become a master of it. It’s the only way to become a master of something, to be really with it. And then you’ll be able to get a good fee for whatever it is. So don’t worry too much. 
That’s everybody is – somebody is interested in everything, anything you can be interested in, you will find others will. But it’s absolutely stupid to spend your time doing things you don’t like, in order to go on spending things you don’t like, doing things you don’t like and to teach our children to follow in the same track.

See what we are doing, is we’re bringing up children and educating to live the same sort of lifes we are living. In order that they may justify themselves and find satisfaction in life by bringing up their children to bring up their children to do the same thing, so it’s all retch, and no vomit it never gets there.

And so, therefore, it’s so important to consider this question: 

What do I desire?

Sunday, April 26, 2015

These 28 carefully selected words of wisdom

These 28 carefully selected words of wisdom truly are some of the most powerful and wisest quotes ever written.
Here they are…
1. “Everybody is a genius. But if you judge a fish by its ability to climb a tree, 
it will live its whole life believing that it is stupid.” – Albert Einstein
2. “Before you diagnose yourself with depression or low self-esteem, 
first make sure that you are not, in fact, just surrounded by assholes.” – Sigmund Freud
3. “In seeking happiness for others, you will find it in yourself.” – Unknown
4. “Love is a verb. Love – the feeling – is a fruit of love, the verb.” – Stephen Covey
5. “Everything can be taken from a man but one thing: 
the last of the human freedoms—to choose one’s attitude in any given 
set of circumstances, to choose one’s own way.” – Viktor Frankl
6. “He who fears he will suffer, already suffers because he fears.” – Michel De Montaigne
7. “Success is stumbling from failure to failure with no loss of enthusiasm.” – Winston Churchill
8. “You must be the change you wish to see in the world.” – Gandhi
9. “When one door of happiness closes, another opens, but often we look so long 
at the closed door that we do not see the one that has been opened for us.” – Helen Keller
10. “Challenges is what makes life interesting and overcoming them is 
what makes life meaningful.” – Joshua J. Marine
11. “If you want happiness for an hour – take a nap. 
If you want happiness for a day – go fishing. If you want happiness for a 
year – inherit a fortune. If you want happiness for a life time – help someone else.” – Chinese proverb
12. “Life is never made unbearable by circumstances, but only by lack of 
meaning and purpose.” – Viktor Frankl
13. “A mind that is stretched by a new experience can never go
 back to its old dimensions.” – Oliver Wendell Holmes
14. “Life is really simple, but we insist on making it complicated.” – Confucius
15. “Many people are passionate, but because of their limiting beliefs 
about who they are and what they can do, they never take actions that could make their dream a reality” – Anthony Robins
16. “True success is overcoming the fear of being unsuccessful.” – Paul Sweeney
17. “The only way that we can live is if we grow. 
The only way we can grow is if we change. 
The only way we can change is if we learn. The only way we can learn is if we are exposed. 
And the only way that we are exposed is if we throw ourselves into the open.” – C. Joybell
18. “If you don’t like something, change it. If you can’t change it, 
change the way you think about it.” – Mary Engelbreit
19. “A life spent making mistakes is not only more honorable, 
but more useful than a life spent doing nothing.” – George Bernhard Shaw
20. “Time is too slow for those who wait, too swift for those who fear, 
too long for those who grieve, too short for those who rejoice,
 but for those who love, time is eternity.” – Henry van Dyke
21. “I would rather die a meaningful death than to live a meaningless life.” – Corazon Aquino
22. “God, grant me the serenity to accept the things I cannot change, 
the courage to change the things I can, and the wisdom to know the difference.” – Reinhold Niebuhr
23. “Most people do not listen with the intent to understand; 
they listen with the intent to reply.” – Stephen Covey
24. “We think sometimes that poverty is only being hungry, naked and homeless. 
The poverty of being unwanted, unloved and uncared for is the greatest poverty. 
We must start in our own homes to remedy this kind of poverty.” – Mother Theresa
25. “Yesterday is history, tomorrow is a mystery, today is a gift of God, 
which is why we call it the present.” – Bil Keane
26. “Falling in love is not a choice. To stay in love is.” – Unknown
27. “The most beautiful people we have known are those who have known defeat, 
known suffering, known struggle, known loss, and have found their way out of the depths. 
These persons have an appreciation, sensitivity, and an understanding of life that fills them
 with compassion, gentleness, and a deep loving concern. 
Beautiful people do not just happen.” – Elisabeth Kübler-Ross
28. “The world as we have created it is a process of our thinking. 
It cannot be changed without changing our thinking.” – Albert Einstein

Saturday, April 25, 2015

What If Money Was No Object? Alan Watts

Hinduism



Hinduism is the dominant religion, or way of life, in South Asia. It includes Shaivism, Vaishnavism and Shaktism among numerous other traditions, and a wide spectrum of laws and prescriptions of "daily morality" based on karma,dharma, and societal norms. Hinduism is a categorisation of distinct intellectual or philosophical points of view, rather than a rigid, common set of beliefs. Hinduism, with about one billion followers is the world's third largest religion, after Christianity and Islam.

Hinduism has been called the "oldest religion" in the world, and some practitioners refer to it as Sanātana Dharma, "the eternal law" or the "eternal way" beyond human origins. Western scholars regard Hinduism as a fusion or synthesis of various Indian cultures and traditions, with diverse roots and no single founder. It prescribes the eternal duties, such as honesty, refraining from injuring living beings (ahimsa), patience, forbearance, self-restraint, compassion, among others.

Prominent themes in Hindu beliefs include (but are not restricted to), Dharma (ethics/duties), Samsāra (the continuing cycle of birth, life, death and rebirth), Karma (action, intent and consequences), Moksha (liberation from samsara or liberation in this life), and the various Yogas (paths or practices). Hindu practices include daily rituals such as puja(worship) and recitations, annual festivals, and occasional pilgrimages. Select group of ascetics leave the common world and engage in lifelong ascetic practices to achieve moksha.

Hindu texts are classified into Shruti ("heard") and Smriti ("remembered"). These texts discuss theology, philosophy,mythology, Vedic yajna and agamic rituals and temple building, among other topics. Major scriptures include theVedas, Upanishads (both Śruti), Mahabharata, Ramayana, Bhagavad Gita, Puranas, Manusmṛti, and Agamas (allsmriti).

On attachment

Try not to confuse attachment with love. Attachment is about fear and dependency and has to do more with love of self than love of another. Love without attachment is the purest love because it is not about what others can give because you are empty. It is about what you can give others because you are already full.

Thursday, March 19, 2015

Purifying your lungs in three days

  1. Take a break from smoking ASAP.
  2. Immediately eliminate all dairy products from your diet. Their benefits are not worth the costs to your lungs.
  3. The night before your detox you must drink some herbal tea to start your detox process.
  4. As soon as you wake up, make yourself some organic lemon water.
  5. Between breakfast and lunch make sure you drink some carrot juice.
  6. Any time during the day, enjoy some grapefruit or pineapple juice.
  7. Right before bed, enjoy a potassium-loaded juice like cranberry juice.
Repeat for three days. Then enjoy breathing!

Friday, March 13, 2015

Pacific Crest Trail

The Pacific Crest National Scenic Trail (PCT) is a treasured pathway through some of the most outstanding scenic terrain in the United States. Beginning in southern California at the Mexican border, the PCT travels a total distance of 2,650 miles through CaliforniaOregon, and Washington until reaching the Canadian border.
The PCT is one of the original National Scenic Trails established by Congress in the 1968 National Trails System Act. It is administered by the US Forest Service. The Forest Service partners with the Bureau of Land Management, National Park Service, California State Parks, and the Pacific Crest Trail Association to provide effective management and protection of the trail.

Simon

Sunday, March 8, 2015

Tasacion de viviendas 2015

Cuando nos enfrentamos a la compraventa o alquiler de una vivienda siempre nos asalta la misma duda: el precio, ¿es caro o barato? ¿cómo lo calculo?. Da lo mismo si eres el propietario, el comprador, el casero o el posible inquilino, todo el mundo duda sobre cuál sería el precio adecuado de una vivienda en venta o alquiler.
El blog de Bankinter ofrece una tabla y una fórmula con la que tú mismo podrás calcular una aproximación al que debería ser el precio de una vivienda, al que luego se le podría aplicar un ajuste al alza o a la baja en función las características concretas de cada casa, pero que al menos te colocará en un nivel de precios adecuado.

La clave se llama: PER

Los precios de venta y alquiler guardan siempre unas relaciones que varían en el tiempo, pero que se pueden calcular:
a) Rentabilidad bruta por alquiler
Es el porcentaje resultante de dividir el dinero anual que obtenemos por una vivienda en alquiler entre su precio de venta. Así, por ejemplo, una vivienda que se alquile por 12.000 euros al año (1.000 euros/mes) y que valga 240.000 euros se dice que ofrece una rentabilidad bruta del 5% de acuerdo con esta fórmula: (12.000/240.000) x 100 = 5%
b) El PER
Si hacemos la operación inversa de dividir el precio de venta entre el precio de alquiler, obtendremos lo que suele llamarse PER (Price Earnings Ratio). Este dato equivale al número de veces que el precio de alquiler está contenido en el precio de venta o al número de años que tardaría en pagar el precio de una vivienda mediante el alquiler en las condiciones actuales. Es un ratio universalmente aceptado para valorar activos como empresas, viviendas, etc.
El PER de la anterior vivienda sería 20 veces y el cálculo mediante el que se ha llegado a ese dato sería: (240.000 / 12.000) = 20 veces

Tabla de equivalencia entre alquiler y venta

De acuerdo con los datos anteriores, si tuviéramos dos de las tres cifras anteriores (precio venta, precio alquiler o PER), podríamos calcular la tercera. Como tenemos el dato de la rentabilidad bruta por alquiler de toda España ofrecida por el Banco de España (BdE), sólo nos falta conocer un dato fiable de alquiler o venta para poder calcular una aproximación de la otra variable.
Según el último informe del Banco de España (BdE), la rentabilidad bruta de alquilar una vivienda en España al cierre del tercer trimestre de 2014 es del 4,6%. Esto equivale a decir que el PER es de 22 años o 264 meses.
En resumen, si tenemos la seguridad de que una vivienda idéntica o muy parecida a la que nos interesa se alquila por un precio determinado, actualmente bastaría con multiplicar el precio del alquiler mensual por 264 meses para obtener un precio de venta aproximado adecuado. Por ejemplo, si se alquila por 1.500 euros al mes y multiplicamos ese precio de alquiler mensual por 264 meses obtendríamos que el precio de venta debería rondar los 396.000 euros en las condiciones actuales.
Del mismo modo, si tenemos una vivienda que podría venderse por 300.000 euros, bastaría con dividir entre 264 para saber que su precio de alquiler debería ser de unos 1.135 euros mensuales.
Con estos datos ya podemos construir una tabla en la que se relacione el precio de alquiler con el precio de venta actual. Es importante saber que el PER o la rentabilidad por dividendo varían con el tiempo, por lo que habría que ir actualizando el cálculo de este dato para optimizar los cálculos. En los tiempos de precios inmobiliarios muy elevados, el PER era muy alto, mientras que ahora es más moderado.
Nota: los datos se han calculado de acuerdo con el último dato publicado por el Banco de España de una rentabilidad del 4,6% de 3T 2014 (PER 22 veces). Para pasar de una columna a otra se debe multiplicar o dividir uno de los datos por 264 meses. Este coeficiente es vigente para los datos actuales, pero varía con el tiempo.
Otro ejemplo de aplicación de esta tabla es si nos encontramos ante una vivienda o zona en la que podemos vivir en ella comprando o alquilando. Si por ejemplo, nos ofrecen una vivienda a la venta por 400.000 euros y la misma en alquiler por 1.000 euros/mes (12.000 euros/año), ¿compro o alquilo?
Lo primero que puedo hacer es calcular el PER de la vivienda dividiendo ambos datos (400.000/12.000) y veremos que es 33 veces. Este dato es alto, ya que es muy superior a la media española de 22 veces. Es decir, con los números en la mano, esta casa es cara para comprar y sería mejor vivir en ella de alquiler.
En resumen, cuanto más bajo sea el PER de una vivienda respecto a la media española (22 veces) mejor será comprarla, mientras que cuanto más alto sea, será mejor vivir en ella de alquiler.

Ajustes para cada vivienda

La tabla anterior sirve como aproximación de precios de venta y alquiler, sin embargo después conviene afinar porque no todos los mercados ni todas las viviendas son iguales. Como reglas generales tenemos que el PER puede variar por:
1) Ubicación: las provincias con más demanda suelen tener un PER más alto que las que tienen menor demanda. Así, contrasta que en España el PER de San Sebastián sea de 27 años, mientras que el de Las Palmas quede en 17 años.
2) Localización: dentro de una misma ciudad o localidad, también varía el PER. Así, por ejemplo, los zonas con mayor demanda y consideradas como más consolidadas, suelen tener un PER más alto.
En este sentido, el precio de venta por m2 del distrito Chamberí (Madrid) es de 4.087 euros, mientras que el de alquiler es de 15 euros m2/mes (180 euros m2/año), según los datos deidealista.com. De dividir el valor de compra frente al alquiler anual se obtiene un PER de 23 veces. Para Villa de Vallecas, con precio de compra de 2.076 euros/m2 y de alquiler de 9 euros m2/mes (108 euros m2/año), el PER baja a 19 años.
3) Las mejores casas suelen tener un PER más alto: en consonancia con todo lo anterior, por las mejores casas o las que están en mejor estado se suele pagar un sobreprecio por la seguridad que supone invertir en ellas. Las casas de calidad inferior suelen tener un PER más bajo.
Todos estos datos, llevan a la realidad de que en las mejores casas muchas veces es más fácil vivir de alquiler que comprarlas. De hecho, hay personas que pueden pagar un alquiler en una buena zona de las ciudades, pero que no podría comprarse el piso en el que vive de alquiler.

Otros métodos online de valoración

En Internet podemos encontrar actualmente numerosas páginas web que nos ayudan a conocer aproximaciones de precios de compraventa o de alquiler, como la web tercerob.com o Sociedad de Tasación. En ambas, se puede acceder a aproximaciones sencillas sobre precios de transacción.
En cualquier caso, hay que tener siempre en cuenta que son aproximaciones de gran ayuda y que nos sirven para calcular y negociar mejor los precios pero que no tienen valor oficial de tasación de cara a solicitar una hipoteca.

Wednesday, February 25, 2015

Ólafur Arnalds - So Close (feat. Arnór Dan)


Through dark and light I fight to be
So close
Shadows and lies mask you from me
So close
Bathe my skin, the darkness within
So close
The war of our lives no one can win

The missing piece I yearn to find
So close
Please clear the anguish from my mind
So close
But when truth of you comes clear
So close
I wish my life had never come here
So close

Through dark and light I fight to be
So close
Shadows and lies mask you from me



Read more: Olafur Arnalds - So Close Lyrics | MetroLyrics

Saturday, February 14, 2015

Trembling Blue Stars - All Eternal Things


Although there is now hope, embers of sadness still glow.
Something hasn't quite flown.
But I know you're there to catch me now.

All eternal things, the moon, the sea, the turning leaves, speak to something within.
And you, ease the longing too.
My reason. My sunlight. My lifeline.

All eternal things and you, how this frightened heart they soothe.
You and the seasons will pull me through.
Will calm and comfort, and always be beautiful.
You and the seasons will pull me through.

I know you won't let go of the string.
I know you won't let this kite be taken by the wind.

All eternal things and you, how this frightened heart they soothe.
You and the seasons will pull me through.
Will calm and comfort, and always be beautiful.
You and the seasons will pull me through.

Read more: http://artists.letssingit.com/trembling-blue-stars-lyrics-all-eternal-things-4dpng2n#ixzz3RlnJQQ8R
LetsSingIt - Your favorite Music Community

Tuesday, February 3, 2015


The Schwinn® 125 Upright Bike is a terrific in-home exercise option that delivers advanced technological capabilities and a solid warranty at a very good price. The bike utilizes an eddy current braking system to provide smooth resistance across 16 levels of difficulty. Choose from six different preprogrammed workouts or program your own custom workouts and save them for later use at the push of a button. This bike also features an on-board journal system designed to save your workout statistics so you can track your performance gains over time. This kind of technological feature is typically only found in exercise equipment at much higher price points. The Schwinn® 125 upright stationary bike also comes with a five-year warranty on the frame, a one-year warranty on the brakes, electronics, and mechanical parts, and a 90-day warranty on labor. Get Details
The Stamina® Magnetic Upright 5325 Exercise Bike offers buyers a good balance between technology and price. Although you don't get day-to-day performance tracking capabilities, this upright exercise bike does come with an LCD performance monitor that displays several workout statistics in real time, including speed, mileage, burned calories, and heart rate. Just keep a journal and pencil nearby to track your workout totals across the days and weeks. The Stamina® 5325 LCD also delivers six preprogrammed workouts to help you vary your exercise routine. Note that resistance changes are not automated. Rather, the workout programs are designed to indicate when to make resistance changes by hand in order to mimic different types of outdoor cycling courses. The main drawback to this model is its relatively limited warranty, which provides just one year of coverage for the bike frame and 90 days for associated labor charges. Get Details
The Stamina® Magnetic Upright 1300 Exercise Bike is the low-price leader in this category. Along with a bargain price, you also get a basic LCD workout monitor to track your performance in real time. Monitor your distance, your speed, and your calorie count as you cycle to better fitness. What's more, this bike has a smooth magnetic resistance system that enables you to dial in the level of difficulty you need to maximize your workout time. Many bikes in this price range come with direct contact braking systems, which have limited accuracy and are much more prone to wear and tear than magnetic systems. Get Details

How To Calculate and Understand Analysis of Variance (ANOVA) F Test.